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	<title>HAPPYCAPITALISM.COM by Lou Schizas &#187; Personal Finance</title>
	<atom:link href="http://www.happycapitalism.com/research/life/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.happycapitalism.com</link>
	<description>A true believer in the happiness-inspiring powers of capitalism.</description>
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		<title>Look before you leap</title>
		<link>http://www.happycapitalism.com/2010/04/look-before-you-leap/</link>
		<comments>http://www.happycapitalism.com/2010/04/look-before-you-leap/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 13:34:09 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=2216</guid>
		<description><![CDATA[The idea of a company that can produce solar panel quality silicon is great but the idea is no longer validated by the charts.

]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Get paid to ride</title>
		<link>http://www.happycapitalism.com/2010/03/get-paid-to-ride/</link>
		<comments>http://www.happycapitalism.com/2010/03/get-paid-to-ride/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 13:30:35 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=2124</guid>
		<description><![CDATA[Given the generous dividend, in addition to an unbroken uptrend and a golden cross STB is providing ample evidence of a stock that has more to give. ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Learn, baby learn, so you can earn, baby earn</title>
		<link>http://www.happycapitalism.com/2009/11/learn-baby-learn-so-you-can-earn-baby-earn-2/</link>
		<comments>http://www.happycapitalism.com/2009/11/learn-baby-learn-so-you-can-earn-baby-earn-2/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 13:45:23 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Poll Question]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=1851</guid>
		<description><![CDATA[Knowledge is power in the captial markets so be prepared to struggle with new ideas and concepts until you have gained some mastery over the data. Investment research can become an all consuming passion, but make sure that it doesn’t lead to analysis paralysis.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Lifting The Risk Bar</title>
		<link>http://www.happycapitalism.com/2009/06/lifting-the-risk-bar/</link>
		<comments>http://www.happycapitalism.com/2009/06/lifting-the-risk-bar/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 08:43:36 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[Poll Question]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Money markets]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[senior citizen]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=1106</guid>
		<description><![CDATA[I have said many times that the only senior who should be invested in stocks is Warren Buffet.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Jack&#8217;s Lemonade Stand A Huge Win!</title>
		<link>http://www.happycapitalism.com/2009/05/jacks-lemonade-stand-a-huge-win/</link>
		<comments>http://www.happycapitalism.com/2009/05/jacks-lemonade-stand-a-huge-win/#comments</comments>
		<pubDate>Sun, 24 May 2009 19:31:45 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Charity]]></category>
		<category><![CDATA[Commentary]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=965</guid>
		<description><![CDATA[I just got the word from Jack's mother that over $71,240 was raised to support research at Sick Kids Hospital.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Jack&#8217;s Lemonade Stand</title>
		<link>http://www.happycapitalism.com/2009/05/jacks-lemonade-stand/</link>
		<comments>http://www.happycapitalism.com/2009/05/jacks-lemonade-stand/#comments</comments>
		<pubDate>Fri, 22 May 2009 15:11:43 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Charity]]></category>
		<category><![CDATA[Commentary]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=950</guid>
		<description><![CDATA[Six year old Jack has been helping Sick Kids Hospital since being diagnosed with intractable epilepsy at age two.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Flow Through Shares</title>
		<link>http://www.happycapitalism.com/2009/05/flow-through-shares/</link>
		<comments>http://www.happycapitalism.com/2009/05/flow-through-shares/#comments</comments>
		<pubDate>Wed, 06 May 2009 09:02:04 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=892</guid>
		<description><![CDATA[After the RRSP, flow through shares are the last bastion of tax avoidance in Canada. They are part of the tax code and as long as the company issuing them is in compliance with the statutes  you will not have to fight a rear guard action with CCRA.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Mark Is In Play</title>
		<link>http://www.happycapitalism.com/2009/04/the-mark-is-in-play/</link>
		<comments>http://www.happycapitalism.com/2009/04/the-mark-is-in-play/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 08:54:41 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[White Collar Crime]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=847</guid>
		<description><![CDATA[The bulk of the resources we spend as a society for law enforcement is spent chasing the same bad actors day in and day out.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Exchange Traded Funds</title>
		<link>http://www.happycapitalism.com/2009/04/844/</link>
		<comments>http://www.happycapitalism.com/2009/04/844/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 23:31:30 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Investment Strategies]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=844</guid>
		<description><![CDATA[Hello Lou,
I am interested in trading sectors as opposed to individual stock, where would I find these symbols and on what exchange.
Thank you in advance
Tino
Hi Tino,
A good  way to invest in a sector of the economy that you think will outperform the broad index or other individual sectors is through the use of exchange traded funds [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Recruiting Members of Your Team</title>
		<link>http://www.happycapitalism.com/2009/04/recruiting-members-of-your-team/</link>
		<comments>http://www.happycapitalism.com/2009/04/recruiting-members-of-your-team/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 09:30:45 +0000</pubDate>
		<dc:creator>Lou Schizas</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://www.happycapitalism.com/?p=841</guid>
		<description><![CDATA[Hi Lou,
I listen to your commentary daily on the radio.  I am interested in hiring a financial planner, but am reluctant to discuss anything with anyone.  How does a person with a net worth of say 250k &#8211; 1000k go about selecting a financial planner?
How much should they expect to pay for financial planning services?
Mark
 
Hi [...]]]></description>
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